Archive for category Uncategorized

Most Corporate Annual Reports Due in Massachusetts by March 15

If you own a corporation in Massachusetts, then you probably have to file your Annual Report with the Secretary of the Commonwealth by March 15, 2014.

Under the General Laws of Massachusetts, every corporation authorized to do business in Massachusetts MUST file an Annual Report with the Corporations Division within 2 1/2 months from the close of its fiscal year. Since many small businesses use the calendar year as their fiscal year (i.e., they close their books on December 31), then most small corporation owners MUST file the Annual Report by March 15, 2014 (which is 2 1/2 months from the end of the December 31st fiscal year).

An Annual Report provides the Secretary of the Commonwealth (and the rest of the world since the Report is a public document), with updated information about your business. The form includes information about the business name, its current location, its current officers and directors, and the general nature of the business.

Failing to file the Annual Report could lead to your corporation being dissolved by the Secretary of State. This can end up exposing your assets to personal liability because you could lose the legal protections that the corporation provides.

The Annual Report can be mailed in to the Secretary of State, Corporations Division with the correct filing fee OR it can be filed online. In this earlier video post, we provide you with detailed instructions on how to file your Annual Report online.

If you’re still uncomfortable with doing it yourself, you should consult with your business lawyer or tax preparer for some assistance.

, ,

Leave a comment

IMPORTANT: The SJC made a ruling involving wrongful foreclosures

IMPORTANT: The SJC made a ruling involving wrongful foreclosures that is being called a “major victory” for housing rights advocates and homeowners facing wrongful foreclosure.

Podcast SJC Ruling

, ,

Leave a comment

3 Things to Know When Buying a Franchise

1. COST

2. CONTROL

  • Franchisor may retain how you run your systems
  • May require you to buy certain products or goods
  • Limits what you can sell

3. TERMINATION

  • You may be immediately terminated if you breach a franchise agreement

If you have any questions regarding franchises or any other business legal matter please feel free to contact us toll free at 888-449-5343 or fill out the contact form.

Check out our website at http://www.phillipsgarcia.com for all you legal matters.


, , , , ,

Leave a comment

Florida Couple Turns Tables on Bank of America: Arrives at Bank Branch with Deputy and Moving Trucks

In the latest case of wrongful foreclosures the tides have turned and a Florida couple takes on Bank of America by legally threatening to seize assets at a local branch.

Warren and Maureen Nyerges, along with an armed deputy and their lawyer, arrived at Bank of America with a court writ and an “all too familiar” legal choice.

“Pay the money or prepare to lose possessions,” as NPR stated.

Parked out front of the bank sat moving trucks ready to haul out Bank of America’s property since they had failed to pay the couple a court settlement of $2,500. Why did Bank of America owe Warren and Maureen $2,500? The Bank attempted to foreclose on their home 5 months ago even though the couple did not have a mortgage with Bank of America, in fact they had paid for the home in cash. A judge ordered Bank of America to pay for Mr. and Mrs. Nyerges’ legal fees but up until this point, the bank has failed to comply. Shortly after the couple and deputies presented the demands, Bank of America wrote Warren and Maureen a check leaving the Bank manager “visibly shaken” and finally paying what the court had ordered.

This story shows great hope and justice for Americans who have faced this all too common string of wrongful foreclosures. Here at Phillips & Garcia we have helped Americans fight large Banks with cases very similar to this one. You can find out about these cases and how to protect yourself at our website  www.phillipsgarcia.com.

, , , , , ,

Leave a comment

Tell Us Your Favorite! Like us, follow us, watch us, review us!

Google Places – REVIEW US

Facebook – LIKE US

twitter – FOLLOW US

YouTube – WATCH US

Avvo – Carlin Phillips

Avvo – Andrew Garcia

www.phillipsgarcia.com


Leave a comment

Update: Dartmouth Massachusetts Lawyer Takes on Bank of America in California Federal Court

Today, Attorney Andrew Garcia from Phillips & Garcia Law is scheduled to appear at Federal Court in Sacramento, Ca. Today’s meeting is for a Rule 16 Scheduling conference for a case against America’s largest bank, Bank of America. Your probably wondering “what exactly is a Rule 16 Scheduling conference?” Check out this link from the Cornell Law School.

You can follow Andrew’s twitter here, where he will be updating us on his day.

Phillips & Garcia is known for being a small yet powerful firm always fighting for the common consumer and their rights. They specifically select only a handful of clients in order to exert the right amount of time and care into each case. All too often the rights of consumers are ignored by BIG corporations who are looking out for their bottom line.” From the insurance company to the big bank, Phillips & Garcia is always fighting for the rights of the common consumer.

For more information about big bank cases check out our earlier post or go to our website.

If you are interested in learning more about his Business Legal Planning services, just contact him at agarcia@phillipsgarcia.com or by calling (508) 998-0800.

, , , , , , , ,

Leave a comment

New Client Spotlight Featuring SouthCoast Carpet One

Owner Bryan Mailloux

Located at 1030 State Road, Westport Ma. SouthCoast Carpet One has been a leader in flooring supplies for 11 years.

Being a true pioneer in the industry and an environmentally conscious business, SouthCoast Carpet One has adopted an eco-friendly plan called The Green Select.

“Our Green Select initiative represents our commitment to making our environment better through our relationship with our communities, our customers, our suppliers and our employees. One key example is our Green Select Labels. We’re continually working with our vendors to produce flooring that meets our strict eco-friendly standards.”

Along with owner Bryan Mailloux’s economically efficient flooring plans SouthCoast Carpet One is partnered with thousands of mills, manufacturers and brands allowing them to posses enormous buying power getting you, the customer, exactly what you want. We have represented Bryan and SouthCoast Carpet One and I have personally purchased materials for my own project shown below.

I redid my counter-tops using Italian granite tiles and a stone backsplash. Bryan also supplied me with a very high quality professional thin-set material that’s not available in the “big box” stores. This is just one of the many ways that his SouthCoast business stands out against the big-box competitors.

As we do here at the Client Spotlight we asked Bryan a few questions about how his business was formed and his own background. What we found out was quite an interesting story.

Bryan had “fallen into the industry” after 4 years of service in the military. He was able to earn a degree in accounting and management where he took his skills to a CPA firm after his service had ended. At night Bryan was installing flooring equipment with a friend who he would later run a flooring store with for 10 years. After 10 years he left to become a wholesale flooring representative and 2 1/2 years later we has given the opportunity to “buy into Co-op Carpetone.” After years of exceptional service Bryan decided to expand his market and move into a new facility, where he currently operates, at 1030 State Road, Westport Ma.

Now in his 11th year as a business owner Bryan still spends every minute of his day and night dedicated to SouthCoast Carpet One. When asked what Bryan loved most about being a business owner he responded,

“BEING RESPONSIBLE FOR MY OWN ACTIONS – KNOWING MY HARD WORK AND DEDICATION WILL (HOPEFULLY) BE REWARDED TO ME SOME DAY.”

Well, being an extremely satisfied customer myself, I can assure Bryan that through his endless dedication and quality of service “that day” is sure to come soon.

“WE TRY TO GIVE THE BEST POSSIBLE PRICE RIGHT OUT OF THE GATE.  ONE HAS TO BE WARY OF “NOT SO CLEAR” ADVERTISING – THE INITIAL OFFER OF A “LOW” PRICE ON MATERIAL MOST OFTEN INDICATES A VERY POOR QUALITY PRODUCT.  IF I AM INVESTING IN MY HOME I DO WANT THE BEST QUALITY PRODUCT THAT I CAN AFFORD.  PRICE OF THE ACTUAL PRODUCT IS ALWAYS ONLY ***ONE*** ISSUE IN THE PURCHASING PROCESS.  INSTALLATION, AFTER SALE SERVICE, WARRANTIES – WILL BE SACRIFICED IF JUST SHOPPING PRICE.  THE “BOTTOM LINE” FOR THE PRODUCT AND SERVICE AND HOW COMFORTABLE YOU FEEL WITH THE COMPANY YOU ARE DOING BUSINESS WITH SHOULD BE THE BAROMETER.”

To learn more about Bryan’s business check out his website here or stop by SouthCoast Carpet One at 1030 State Road, Westport Ma.

, , , , , , , , , ,

Leave a comment