Posts Tagged Business

February Business Client Spotlight: APC Autobody

http://www.apcautobody.com/

28 Ventura Drive, North Dartmouth, Massachusetts | 508-998-9820 | 

In 2011 APC Autobody Celebrated 20 years in business repairing vehicles to pre-accident condition. They serve the consumer directly and deal with all the major carriers on their behalf. Customer satisfaction is their number one goal, and they will work tirelessly to ensure satisfied customers.

We asked Al Correia, Owner, a few questions about his business as well as his relationship with Phillips|Garcia Law.

How did you get into this type of work? I began my automotive career working in a neighbor’s garage learning how to repair cars. When I realized I had a special talent for this type of work, I went to work at a modern repair shop. Soon after I knew I wanted to open and operate my own facility.

What do you like about being in business for yourself? I like being in control of my personal and business future, making decisions that are best for me, my employees, and my customers.

What challenges do you face as a small biz owners? Politics, Taxes, and Red Tape. We do our best to run a clean and efficient operation, to be proactive rather than reactive, and to make sure everything is done correctly including paperwork.

How has Phillips|Garcia Law helped? P&G helps us maintain a healthy business. This includes any State or Federal filings, setting up new corporations, researching land we may want to purchase, and or course litigation if required. They have been a full service legal resource for APC.

If you would like contact Phillips|Garcia Law send us and email at info@phillipsgarcia.com or fill out a contact form on our firm page. www.PhillipsGarcia.com

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3 Things to Know When Buying a Franchise

1. COST

2. CONTROL

  • Franchisor may retain how you run your systems
  • May require you to buy certain products or goods
  • Limits what you can sell

3. TERMINATION

  • You may be immediately terminated if you breach a franchise agreement

If you have any questions regarding franchises or any other business legal matter please feel free to contact us toll free at 888-449-5343 or fill out the contact form.

Check out our website at http://www.phillipsgarcia.com for all you legal matters.


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Franchise Disclosure Document

Andrew Garcia of Phillips Garcia Law explains the importance of understanding the Franchise Disclosure Document when purchasing a franchise. If you would like to learn more about legal documents and business law contact Andrew, visit our website at www.phillipsgarcia.com or call us toll free at 888-449-5343.

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20% of Massachusetts Probate Judges Step Down: How does this affect your business?

Before the end of 2011, 20% of judges in the Massachusetts Probate Court will be stepping down. Massachusetts Lawyers Weekly reports.

So what does this mean for my business?

With significantly less Probate Court judges, the Probate process will slow down dramatically, leaving your business in probate, following your death, for an extended period of time and in the hands of the remaining overwhelmed judges.

How do I pass down my business without being affected by the Probate Court?

Set up a Trust! Setting up a trust is the safest way to make sure your business is passed on in an orderly fashion.

Why a Trust and not a Will?

A Will “comes to life” when you die and passes your business on through the Probate Court System. A Trust, or “living trust,” “comes to life” when still alive and after your death while avoiding Probate Court.

Who can help me set up a trust to protect my business? We can! At Phillips Garcia Law we specialize in protecting business owners by helping them legally pass down their business in the safest and most precise way possible. Contact us using the Contact Form, call us at 508-998-0800, or email us at agarcia@phillipsgarcia.com. As always, you can find out more information on protecting your family and creating Trusts at our website, www.phillipsgarcia.com.

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Does Your Business Overpay for Commercial Auto Insurance?

Massachusetts Attorney General, Martha Coakley, recently released a report following a review of the National Association of Insurance Commissioners (NAIC) and Automobile Insurers Bureau (AIB) stating that, since 2004, business owners have overpaid by $1 Billion for commercial auto-insurance. The statement followed a review by the Attorney General‘s office in which she responded with:

“These inflated commercial auto premiums impact virtually every industry in Massachusetts – from manufacturing, trucking, and construction to sales and services. The added costs limit the ability of businesses to invest in Massachusetts and cost Massachusetts residents thousands of jobs. The problem is especially acute for small businesses, who ability to create jobs is impaired by excessive rates.”

The report also narrowed down the dramatic sum to a yearly commercial auto-insurance overcharge of nearly $150 million, dating back to 2004, in which rates were high by at least 21.6%.

This stunning report proves that not only are Insurance Companies overcharging but many business owners are accepting this and choosing the wrong plans without learning the facts. Phillips & Garcia Law offers an extremely helpful Free Book on Auto Insurance which can help your business choose the correct and financially reasonable plan.

 

 

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Local Lawyer of Dartmouth Ma. Takes on Bank of America in California Federal Court

Local Dartmouth Ma. lawyer Andrew Garcia of Phillips & Garcia Law is currently flying over the continental United States on his way to California Federal Court to take on the largest American bank, Bank of America. Andrew’s trip is for a widely publicized illegal lock-out and trash-out case.

You can follow Andrew for updates on twitter.

Check out earlier discussions about illegal lockout and trash-out cases with Phillips & Garcia featured on the Today Show and Countdown with Keith Olbermann.

For more information check out our website here. If you have a smartphone scan below.

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New Client Spotlight Featuring SouthCoast Carpet One

Owner Bryan Mailloux

Located at 1030 State Road, Westport Ma. SouthCoast Carpet One has been a leader in flooring supplies for 11 years.

Being a true pioneer in the industry and an environmentally conscious business, SouthCoast Carpet One has adopted an eco-friendly plan called The Green Select.

“Our Green Select initiative represents our commitment to making our environment better through our relationship with our communities, our customers, our suppliers and our employees. One key example is our Green Select Labels. We’re continually working with our vendors to produce flooring that meets our strict eco-friendly standards.”

Along with owner Bryan Mailloux’s economically efficient flooring plans SouthCoast Carpet One is partnered with thousands of mills, manufacturers and brands allowing them to posses enormous buying power getting you, the customer, exactly what you want. We have represented Bryan and SouthCoast Carpet One and I have personally purchased materials for my own project shown below.

I redid my counter-tops using Italian granite tiles and a stone backsplash. Bryan also supplied me with a very high quality professional thin-set material that’s not available in the “big box” stores. This is just one of the many ways that his SouthCoast business stands out against the big-box competitors.

As we do here at the Client Spotlight we asked Bryan a few questions about how his business was formed and his own background. What we found out was quite an interesting story.

Bryan had “fallen into the industry” after 4 years of service in the military. He was able to earn a degree in accounting and management where he took his skills to a CPA firm after his service had ended. At night Bryan was installing flooring equipment with a friend who he would later run a flooring store with for 10 years. After 10 years he left to become a wholesale flooring representative and 2 1/2 years later we has given the opportunity to “buy into Co-op Carpetone.” After years of exceptional service Bryan decided to expand his market and move into a new facility, where he currently operates, at 1030 State Road, Westport Ma.

Now in his 11th year as a business owner Bryan still spends every minute of his day and night dedicated to SouthCoast Carpet One. When asked what Bryan loved most about being a business owner he responded,

“BEING RESPONSIBLE FOR MY OWN ACTIONS – KNOWING MY HARD WORK AND DEDICATION WILL (HOPEFULLY) BE REWARDED TO ME SOME DAY.”

Well, being an extremely satisfied customer myself, I can assure Bryan that through his endless dedication and quality of service “that day” is sure to come soon.

“WE TRY TO GIVE THE BEST POSSIBLE PRICE RIGHT OUT OF THE GATE.  ONE HAS TO BE WARY OF “NOT SO CLEAR” ADVERTISING – THE INITIAL OFFER OF A “LOW” PRICE ON MATERIAL MOST OFTEN INDICATES A VERY POOR QUALITY PRODUCT.  IF I AM INVESTING IN MY HOME I DO WANT THE BEST QUALITY PRODUCT THAT I CAN AFFORD.  PRICE OF THE ACTUAL PRODUCT IS ALWAYS ONLY ***ONE*** ISSUE IN THE PURCHASING PROCESS.  INSTALLATION, AFTER SALE SERVICE, WARRANTIES – WILL BE SACRIFICED IF JUST SHOPPING PRICE.  THE “BOTTOM LINE” FOR THE PRODUCT AND SERVICE AND HOW COMFORTABLE YOU FEEL WITH THE COMPANY YOU ARE DOING BUSINESS WITH SHOULD BE THE BAROMETER.”

To learn more about Bryan’s business check out his website here or stop by SouthCoast Carpet One at 1030 State Road, Westport Ma.

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